Everyone needs money at some point in time. When there is a sudden need for money, usually there are two ways in front of everyone. One is to borrow money from a friend or relative to fulfill your needs and the other is to take a small loan from the bank. Getting loan money is the most difficult. On the other hand, if we talk about loans, then that too is not so easy. However, there are many people who get a loan very easily, but they have to pay a lot of interest. Let us know some such ways, by which you can take an instant loan in a pinch.
1- Loan offer on a bank account
If you are employed, then many loan offers will keep coming into your salary account. Whenever you need a loan, go to your salary account and check it once. It is possible that you are seeing an offer of a loan there. Often interest loan offers are available on the bank account, through which you can get money in just a few minutes.
2- Loan is also available from credit card
If you use a credit card, you can take a loan from that too. Check by going to your credit card account and you will know whether there is any loan offer for you or not. If you want, you can also ask about the loan by calling the customer care number of the bank, they will tell you how to take the loan on the credit card. Many times loan offer is available for more than the credit limit on the credit card account.
3- Loan from Credit App
If you use a credit card, then you must know about the Cred app. With the help of this app, you can manage all your credit cards and pay for each card from here itself. If you have been using this app for some time, then the option of credit cash would have started appearing in your app. You can also get a loan from credit cash. Credit gives you a loan limit based on your capability. From here also you can get a loan in a few minutes.
4- Loan from Paytm
Who does not know Paytm? Most people use it to pay for everyday things. Now the facility of loan is also being given on Paytm. If you want, you can take a loan from there. However, you will have to check how much loan you will get on the app first.
5- Instant Loan Apps
In today’s time, many types of instant loan apps are also coming. Through these apps also you can get a loan in a pinch. However, after taking a loan from these apps, do not forget to pay their installments on time, otherwise, there are many such apps that impose heavy late fees or interest on you. PaySense, Money Tap, Dhani, and Navi are some popular instant apps that provide instant loans.