Chennai, 27 February 2025: In yet another stride towards enhancing digital accessibility and customer convenience, Indian Overseas Bank has introduced a new facility on the DigiLocker app and website. Indian Overseas Bank customers can now seamlessly download their housing loan interest certificate directly from DigiLocker by simply entering their housing loan account number and selecting the relevant financial year without the hassle of visiting a branch.
- Open the DigiLocker app or visit the DigiLocker website.
- Log in with your credentials.
- Navigate to the Indian Overseas Bank
- Enter your Housing Loan Account Number and select the Financial Year.
- Download the Housing Loan Interest Certificate instantly.
This latest initiative underscores the bank’s unwavering commitment to technological innovation and customer-centric digital services.
Commenting on this initiative, Shri Ajay Kumar Srivastava, MD & CEO of Indian Overseas Bank, said, “At IOB, we are committed to enhancing our digital offerings to provide a seamless banking experience. The integration of Housing Loan Interest Certificate downloads on DigiLocker is a step forward in making banking more accessible, secure, and convenient for our customers. We will continue to introduce more such digital solutions in the future.”
With this launch, Indian Overseas Bank has now made FOUR key financial documents accessible via DigiLocker. Customers already benefit from the ability to generate Savings and Loan Account Statements, as well as download Form 16 for depositors. The addition of the Housing Loan Interest Certificate further enhances the suite of digital services, making financial documentation retrieval easier, faster, and more secure.
DigiLocker, an initiative by the Government of India under the Digital India program, provides a secure and efficient way for users to access important documents anytime, anywhere. By integrating its services with DigiLocker, Indian Overseas Bank is ensuring that customers can retrieve their essential financial documents without the hassle of visiting a branch or handling physical paperwork. This digital integration not only saves time but also contributes to environmental sustainability by reducing paper consumption.
The availability of multiple essential documents on DigiLocker is a testament to Indian Overseas Bank’s commitment to offering seamless digital banking solutions to its valued customers. With this latest initiative, Indian Overseas Bank continues to redefine banking convenience by ensuring customers have a seamless and efficient banking experience
About Indian Overseas Bank (IOB)
Indian Overseas Bank (IOB) was founded on February 10, 1937, by Shri M.Ct.M. Chidambaram Chettyar, a pioneer in various fields. In 1969, IOB was one of the 14 major banks nationalized by the Indian Government.
At present, IOB has Strong Domestic presence of 3322 Branches & 3503 ATMs and 9041 Business Correspondents and also provides services across India in four countries: Singapore, Hong Kong, Thailand, and Sri Lanka with a Trust of 41 million active customers in bank’s fold.
For the year ended March 31, 2024, IOB’s Operating Profit was ₹6,764 crores and Net Profit was ₹2,656 crores. For the Nine Month ended December 31, 2024, the Operating Profit of the Bank was ₹6,071 crores and the Net profit was ₹ 2,284 crores.
